Dividends Paid For the 2nd Quarter of 2005   APR APY $76.00 and Over 1.75% 1.762% Money Market     $2,500.00 Minimum 2.00% 2.015%       Updated 3/31/2006

Current Certificate of Deposit Rates   APR APY  12 Month Term 3.75% 3.803%       Minimum of $1,000.00 Rates Are Subject To Change APR= Annual Percentage Rate APY= Annual Percentage Yield Rates Are Subject To Change

All Accounts Federally Insured  up to $100,000 by the National Credit Union Administration,  A U.S. Government agency.

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